Terms & Conditions
1. Website Owner, Offering, and Binding of Terms
This website is owned and operated by Lamar Skelton, operating as Personal Salvation Ministry (“Website,” “we,” “us,” or “our”).
This Website provides free spiritual advice, wisdom, stories, and blog content, presented in a book‑style storytelling format. All content is for informational and inspirational purposes only.
By accessing or using this Website and its services, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with these Terms, you must not use this Website.
2. Eligibility – Who Can Use the Website
This Website is intended for individuals 15 years of age or older.
By using this Website, you represent that you meet this age requirement.
3. Retention of Right to Change the Offering
We reserve the right, at any time and without prior notice, to:
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Modify or discontinue the Website or any services or features
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Impose limits on usage
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Temporarily or permanently suspend or terminate access, for any reason or no reason, without liability
4. Intellectual Property Rights
All content on this Website—including but not limited to text, stories, blog posts, images, graphics, logos, videos, audio, designs, and overall layout—is the exclusive intellectual property of Personal Salvation Ministry and/or Lamar Skelton, unless otherwise stated.
Scripture references used on this Website are derived from the Bible and remain the intellectual property of their respective publishers or sources.
You may not copy, reproduce, distribute, modify, publish, transmit, sell, license, or create derivative works from any Website content without prior written consent from the owner.
5. User Submissions and Content
If you submit or upload content (including comments, images, or other materials), you represent and warrant that you own the rights to that content or have permission to share it.
By submitting content, you grant the Website a non‑exclusive, royalty‑free right to display that content publicly.
We reserve the right to remove, block, or moderate submissions that are considered offensive, inappropriate, hateful, or in violation of Website standards, at the sole discretion of the Website owner.
6. Comments, Conduct, and Community Guidelines
Visitors are welcome to comment and share opinions. However:
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Hate speech, slander, harassment, or discrimination against any race, religion, or group is strictly prohibited
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Offensive or inappropriate images or content will be removed
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Violations may result in blocked access or deleted content
You visit and interact with the Website at your own risk.
7. Advertisements and Third‑Party Content
This Website may include advertisements for third‑party businesses or products.
Such advertisements are for marketing purposes only.
The presence of advertisements does not imply endorsement, agreement, or shared beliefs—spiritual, moral, political, or governmental—between this Website and advertisers.
8. Disclaimer – Informational and Faith‑Based Content
All content on this Website—including stories, books, and blogs—is created by the Website owner and is offered for informational and inspirational purposes only.
Nothing on this Website constitutes medical, legal, mental health, or professional advice.
If you find the language, themes, or expressions offensive or disagreeable, you should discontinue use of the Website.
9. Limitation of Liability
To the fullest extent permitted by law, Personal Salvation Ministry and Lamar Skelton shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising from your use of or inability to use the Website.
This includes, without limitation:
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Errors, inaccuracies, or omissions in content
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Personal injury or property damage resulting from Website use
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Unauthorized access to personal or stored information
10. Indemnification
You agree to indemnify and hold harmless Personal Salvation Ministry and Lamar Skelton from any claims, liabilities, damages, losses, or expenses (including attorney’s fees) arising out of your use of the Website or violation of these Terms.
11. Promotional Emails and Communications
By using this Website, you agree to receive occasional promotional emails or messages.
You may opt out of promotional communications at any time by contacting us directly or using provided unsubscribe options.
12. Right to Modify Terms
We reserve the right to update or modify these Terms at any time.
Changes will be effective immediately upon posting. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
13. Governing Law and Dispute Resolution
These Terms shall be governed by and construed under the laws of the United States and the State of North Carolina, without regard to conflict of law principles.
Any disputes shall be resolved exclusively in a court of competent jurisdiction located in Concord, North Carolina.
14. Customer Support & Contact Information
📧 Email: Personalsalvationministry@gmail.com
⏱️ Please allow up to 5 business days for a response to inquiries.